Form Library

For borrowers who are trying to rehabilitate their defaulted loan(s)—you can use this form to request an alternative payment amount if the amount your loan holder offered is too high for you to afford.

For borrowers with loans in default—this form explains the documentation you need to submit the Loan Rehabilitation: Income and Expense form.

Note for users who fill out the PDF form: The Department of Education strives to make all content accessible to everyone. While these documents do not currently meet the standards of Section 508 of the Rehabilitation Act of 1973, as amended, Federal Student Aid is working to create accessible versions. For immediate assistance on receiving a 508 compliant document, please send us a written request including: Title of document, date of request, and your email address to:

Federal Student Aid Information Center
P.O. Box 84
Washington, D.C. 20044

For borrowers who are pursuing PSLF or TEPSLF—you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.

You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.

For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.

For borrowers who are seeking lower payments based on their income—this form allows you to apply for income-driven repayment plans. The online application is more efficient and allows you to estimate your loan payments before you apply.

Note for users who fill out the PDF form: The Department of Education strives to make all content accessible to everyone. While these documents do not currently meet the standards of Section 508 of the Rehabilitation Act of 1973, as amended, Federal Student Aid is working to create accessible versions. For immediate assistance on receiving a 508 compliant document, please send us a written request including: Title of document, date of request, and your email address to:

Federal Student Aid Information Center
P.O. Box 84
Washington, D.C. 20044

For borrowers who want to combine multiple federal student loans into one loan—use this form to apply for a Direct Consolidation Loan.

With loan deferment or forbearance, you won’t have to make a payment, but you usually will not be making progress toward forgiveness or paying back your loan. During deferment, interest accrues (adds up) on unsubsidized loans. During forbearance, interest accrues on both subsidized and unsubsidized loans. If you don’t pay interest that accrues during deferment or forbearance, it may be capitalized (added to your principal balance), and the amount you pay in the future will be higher.

For borrowers who can’t make payments due to financial hardship, illness, or other reasons—use this form to request a general forbearance.

For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.

The Servicemembers Civil Relief Act (SCRA) caps the interest rate on eligible loans at 6% for service members who qualify. Your loan servicer will regularly check with the U.S. Department of Defense’s Defense Manpower Data Center (DMDC) and automatically apply the SCRA interest rate limit. You can use these forms if your military active-duty periods are different or if the benefit is not applied to your loans.

Servicemembers Civil Relief Act (SCRA): Interest Rate Limitation Request
For borrowers who are servicemembers entering qualifying military service—you can use this form to request a 6% interest rate cap on your eligible loans.

This interest rate should return to the original rate when you end your active duty.

For borrowers who don’t qualify for a deferment for a medical or dental internship/residency or for military service—you can use this form to apply for a medical or dental internship/residency forbearance, a National Guard duty forbearance, or a Department of Defense Student Loan Repayment forbearance.

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program can provide funds to you if you are enrolled in a TEACH Grant-eligible program of study, at a school that participates in the TEACH Grant Program.

For borrowers who are eligible for TEACH Grant Program—you must complete this online form in order to receive a TEACH Grant.

This form explains the terms and conditions for receiving a TEACH Grant. By signing the agreement, you agree to these terms and conditions and acknowledge that if you don’t fulfill the service obligation, your TEACH Grant funds will be converted to a loan that you must repay.

For TEACH Grant recipients—you can use this form to provide us with documentation of each completed year of teaching.

Important: As of May 1, we paused processing TEACH forms to update our systems. If you submit your form now, we’ll process it once the update is complete.