The “PopTalk” Blog: Making Sense of Student Loan Debt
Discover how debt works, your repayment options, and actionable tips.
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How will Trump and the Republicans affect Federal Student Loans?
How Will Trump and the Republicans Affect Federal Student Loans? With changes happening in government policies, many students are wondering how President Trump and the Republican Party will affect federal student loans. Here’s what you need to know in simple terms. Freeze on Federal Student Loans Recently, President Trump ordered a freeze on federal student…
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Are Student Loans Forgiven After 20 Years?
Are Student Loans Forgiven After 20 Years? If you’re struggling with student loans, you’re not alone. Many people ask, “Are student loans forgiven after 20 years?” The answer is… it depends! Let’s break it down into simple terms so you know what’s possible and whether this could apply to you. What Does Loan Forgiveness After…
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Student Loan Consolidation and Forgiveness: How to Maximize Your Benefits
Student loan debt affects millions of Americans, with over 43 million borrowers owing a collective $1.77 trillion as of 2023. Managing this debt can feel daunting, but programs for student loan consolidation and forgiveness offer a way to simplify payments and, in some cases, reduce or eliminate a portion of your debt. In this guide,…
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Federal vs. Private Student Loan Consolidation: Which Option Is Right for You?
Managing multiple student loans can feel overwhelming, especially when juggling different interest rates and repayment terms. Consolidating your loans can simplify the process, but it’s essential to understand the two main options: federal student loan consolidation and private loan consolidation. Each option offers distinct benefits and considerations, and choosing the right path depends on your…
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The Best Way to Consolidate Student Loans: A Complete Guide
For many borrowers, managing multiple student loans with varying interest rates and payment schedules can feel overwhelming. One effective solution to simplify your finances and potentially reduce costs is student loan debt consolidation. In this guide, we’ll explore the best way to consolidate student loans, the differences between federal and private loan consolidation, and the…
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What Is Student Loan Consolidation? Everything You Need to Know
Managing multiple student loans can feel stressful. Different due dates, interest rates, and lenders can make repayment hard to handle. Student loan consolidation can make things easier. But what is it, and how does it work? Let’s take a closer look. What Is Student Loan Consolidation? Student loan consolidation means combining several loans into one.…
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The Student Loan Conundrum: Can Bankruptcy Be Your Get-Out-of-Debt Card?
Picture this: you’re sipping your overpriced coffee, scrolling through memes about the “Millennial Dream” (aka finally owning a home). Then, BAM—your student loan debt balance pops into your mind. If you’ve ever thought, “Can I just declare bankruptcy and start fresh?” let’s dive in. A Brief History of Student Loans and Bankruptcy Before 1976, student…
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Literally Everything You Need to Know About a Student Loan Consolidation
Overwhelmed by student loan debt? Serious debt relief may be available. Here’s everything you need to know about student loan consolidation.
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Student Loan Forgiveness: What Student Loans Are Being Forgiven?
The burden of student loan debt has reached historic levels, with over 43 million Americans owing a collective $1.75 trillion in federal and private loans as of 2024. The prospect of student loan forgiveness programs has offered a ray of hope to many. But what exactly does student loan forgiveness entail, and which loans are…
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Student Loan Bankruptcy: Can Student loans be discharged in bankruptcy?
You’re not alone if you’re struggling with substantial student loan debt. As of 2024, Americans collectively owe over $1.75 trillion in student loans, a staggering figure that underscores the growing financial burden on borrowers. For many, bankruptcy is seen as a lifeline to escape crushing debt—but what about student loans? Can you file for bankruptcy…