The “PopTalk” Blog: Making Sense of Student Loan Debt
Discover how debt works, your repayment options, and actionable tips.
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PSLF Reconsideration and PSLF Buyback: How They Work and Who Should Apply in 2025
If you’re working in public service and hoping for student loan forgiveness, there’s good news: the Department of Education has opened new doors in 2025 with PSLF Reconsideration and PSLF Buyback. These two tools can help borrowers correct past mistakes, recover lost time, and finally qualify for Public Service Loan Forgiveness (PSLF). Let’s break it…
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Student Loan Forgiveness in 2025: What’s Changed and How to Qualify
Student loan forgiveness is a hot topic in 2025. With millions of Americans carrying student debt, the push for relief is stronger than ever. So, what’s really changed? And how can you qualify now? Above all, this guide breaks down what’s happening in 2025, how to stay eligible, and what steps to take to avoid…
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The Ultimate Guide to the 2025 Golden Letter for Student Loan Forgiveness
If you’ve been working in public service and have federal student loans, you may receive a golden letter that changes everything. It’s known as the “Golden Letter”—and it could be your ticket to student loan forgiveness. But what is this letter? Who gets it? And what should you do if it shows up in your…
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2M Borrowers Stuck: Fix Student Loan Delays Now
Millions of Americans are anxiously awaiting updates on their student loan forgiveness, income-driven repayment (IDR) adjustments, or Public Service Loan Forgiveness (PSLF) applications. If you’re one of them, you’re not alone—and you’re not imagining the delays. As of April 30, 2025, the U.S. Department of Education confirmed that nearly 2 million borrowers still need their applications…
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10 Clever Secrets to Slash Student Loan Payments in 2025
Paying back a student loan can feel overwhelming. But don’t worry—there are many ways to lower your monthly payments in 2025. Whether you’re just starting out or you’ve been repaying loans for years, this guide will help you find real solutions to make things easier. 1. Apply for an Income-Driven Repayment (IDR) Plan If your…
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PSLF Explained: What It Is, Who Qualifies, and How to Apply
If you’re working in public service and burdened by student loans, the Public Service Loan Forgiveness (PSLF) program might be your path to financial relief. Designed to forgive the remaining balance on Direct Loans after 120 qualifying monthly payments, PSLF rewards those who dedicate their careers to public service. In this guide, you’ll learn what…
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Student Loan Forgiveness for Teachers: What You Need to Know
If you’re a teacher with a student loan, we want to say thank you. You give so much — your time, energy, and heart — often with limited resources and high expectations. We see the late nights grading, the weekends spent planning, and the emotional toll that comes with shaping young minds. Your work is…
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Should You Use a 3rd Party for Student Loan Help?
If you’re feeling overwhelmed by student loans, you’re not alone. Navigating repayment options, forgiveness programs, and consolidation plans can be complex and time-consuming. Many borrowers consider seeking assistance from third-party companies to manage their student debt effectively. But is this the right choice for you? Let’s explore the pros and cons of using a third-party…
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Student Loan Forgiveness for First Responders: Your Relief Guide
Above all, if you’re a first responder with student loans, we want to start by saying thank you. You work tirelessly to protect, serve, and save lives — often under intense pressure, long hours, and unimaginable stress. Your role is not only critical — it’s truly invaluable to every community you serve. Forgiveness is something…
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Student Loan Forgiveness for Nurses: How to Get Relief Now
Nurses with student loans, you’re not alone. And first, we want to say thank you — we know how hard your job is and how much you give every day to care for others. The good news? You may qualify for programs that help with loan repayment, deferment, and even loan forgiveness. In this article,…