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PSLF Explained: What It Is, Who Qualifies, and How to Apply
If you’re working in public service and burdened by student loans, the Public Service Loan Forgiveness (PSLF) program might be your path to financial relief. Designed to forgive the remaining balance on Direct Loans after 120 qualifying monthly payments, PSLF rewards those who dedicate their careers to public service. In this guide, you’ll learn what…
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Student Loan Forgiveness for Teachers: What You Need to Know
If you’re a teacher with a student loan, we want to say thank you. You give so much — your time, energy, and heart — often with limited resources and high expectations. We see the late nights grading, the weekends spent planning, and the emotional toll that comes with shaping young minds. Your work is…
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10 Student Loan Forgiveness Programs You Need to See
Managing student loans in 2025 presents unique challenges, particularly with student loan interest rates trending upward and potential policy shifts under the new administration. For borrowers seeking relief, student loan forgiveness and loan discharge offer a viable solution to reduce or eliminate federal student loan debt. This article outlines the top 10 forgiveness and discharge…
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Are Student Loans Forgiven After 20 Years?
If you’re struggling with student loans, you’re not alone. Many people ask if student loans are forgiven after 20 years.” The answer is… it depends! Let’s break it down into simple terms so you know what’s possible and whether this could apply to you. What Does Student Loan Forgiveness After 20 Years Mean? Making 20…
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What Is Student Loan Consolidation? Everything You Need to Know
Managing multiple student loans can feel stressful. Different due dates, interest rates, and lenders can make repayment hard to handle. Student loan consolidation can make things easier. But what is it, and how does it work? Let’s take a closer look. What Is Student Loan Consolidation? Student loan consolidation means combining several loans into one.…
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Literally Everything You Need to Know About a Student Loan Consolidation
Overwhelmed by student loan debt? Serious debt relief may be available. Here’s everything you need to know about student loan consolidation.
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Student Loan Forgiveness: What Student Loans Are Being Forgiven?
The burden of student loan debt has reached historic levels, with over 43 million Americans owing a collective $1.75 trillion in federal and private loans as of 2024. The prospect of student loan forgiveness programs has offered a ray of hope to many. But what exactly does student loan forgiveness entail, and which loans are…
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Student Loan Bankruptcy: Can Student loans be discharged in bankruptcy?
You’re not alone if you’re struggling with substantial student loan debt. As of 2024, Americans collectively owe over $1.75 trillion in student loans, a staggering figure that underscores the growing financial burden on borrowers. For many, bankruptcy is seen as a lifeline to escape crushing debt—but what about student loans? Can you file for bankruptcy…
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How Did We Get Here?
From outer space, to skyrocketing deficits, here’s your guide to the historical chain of events behind America’s student debt crisis.
