Getting out of Default: Loan Rehabilitation
Loan Rehabilitation: Income and Expense
For borrowers who are trying to rehabilitate their defaulted loan(s)—you can use this form to request an alternative payment amount if the amount your loan holder offered is too high for you to afford.
Loan Rehabilitation: Income and Expense Instructions
For borrowers with loans in default—this form explains the documentation you need to submit the Loan Rehabilitation: Income and Expense form.
Note for users who fill out the PDF form: The Department of Education strives to make all content accessible to everyone. While these documents do not currently meet the standards of Section 508 of the Rehabilitation Act of 1973, as amended, Federal Student Aid is working to create accessible versions. For immediate assistance on receiving a 508 compliant document, please send us a written request including: Title of document, date of request, and your email address to:
Federal Student Aid Information Center
P.O. Box 84
Washington, D.C. 20044
Loan Forgiveness & Discharge
Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form)
For borrowers who are pursuing PSLF or TEPSLF—you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.
You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.
Borrower Defense Discharge
For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.
Loan Repayment
Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form)
For borrowers who are pursuing PSLF or TEPSLF—you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.
You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.
Borrower Defense Discharge
For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.
Loan Deferment & Forbearance
Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form)
For borrowers who are pursuing PSLF or TEPSLF—you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.
You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.
Borrower Defense Discharge
For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.
Service Members & Veterans
Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form)
For borrowers who are pursuing PSLF or TEPSLF—you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.
You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.
Borrower Defense Discharge
For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.
Teach Grants
Public Service Loan Forgiveness (PSLF) & Temporary Expanded PSLF (TEPSLF) Certification & Application (PSLF form)
For borrowers who are pursuing PSLF or TEPSLF—you can use this form to update your count of qualifying payments or apply for PSLF and TEPSLF.
You can use the online PSLF Help Tool to check if your employer qualifies, learn what actions you may need to take to become eligible for PSLF or TEPSLF, and generate the PSLF form.
Borrower Defense Discharge
For borrowers whose school misled them or violated state law in relation to the borrower’s loan or education—this form allows you to apply for borrower defense to repayment.