The “PopTalk” Blog: Making Sense of Student Loan Debt
Discover how debt works, your repayment options, and actionable tips.
Discover how debt works, your repayment options, and actionable tips.
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If you’ve been working in public service and have federal student loans, you may receive a golden letter that changes everything. It’s known as the “Golden Letter”—and it could be your ticket to student loan forgiveness. But what is this letter? Who gets it? And what should you do if it shows up in your…
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Millions of Americans are anxiously awaiting updates on their student loan forgiveness, income-driven repayment (IDR) adjustments, or Public Service Loan Forgiveness (PSLF) applications. If you’re one of them, you’re not alone—and you’re not imagining the delays. As of April 30, 2025, the U.S. Department of Education confirmed that nearly 2 million borrowers still need their applications…
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Paying back a student loan can feel overwhelming. But don’t worry—there are many ways to lower your monthly payments in 2025. Whether you’re just starting out or you’ve been repaying loans for years, this guide will help you find real solutions to make things easier. 1. Apply for an Income-Driven Repayment (IDR) Plan If your…
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If you’re working in public service and burdened by student loans, the Public Service Loan Forgiveness (PSLF) program might be your path to financial relief. Designed to forgive the remaining balance on Direct Loans after 120 qualifying monthly payments, PSLF rewards those who dedicate their careers to public service. In this guide, you’ll learn what…
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If you’re a teacher with a student loan, we want to say thank you. You give so much — your time, energy, and heart — often with limited resources and high expectations. We see the late nights grading, the weekends spent planning, and the emotional toll that comes with shaping young minds. Your work is…
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If you’re feeling overwhelmed by student loans, you’re not alone. Navigating repayment options, forgiveness programs, and consolidation plans can be complex and time-consuming. Many borrowers consider seeking assistance from third-party companies to manage their student debt effectively. But is this the right choice for you? Let’s explore the pros and cons of using a third-party…
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Above all, if you’re a first responder with student loans, we want to start by saying thank you. You work tirelessly to protect, serve, and save lives — often under intense pressure, long hours, and unimaginable stress. Your role is not only critical — it’s truly invaluable to every community you serve. Forgiveness is something…
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Nurses with student loans, you’re not alone. And first, we want to say thank you — we know how hard your job is and how much you give every day to care for others. The good news? You may qualify for programs that help with loan repayment, deferment, and even loan forgiveness. In this article,…
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Dealing with student loans can be confusing. But you don’t have to figure it out alone. Some borrowers have their loans serviced by CRI, which is short for Central Research, Inc. In this article, we will explain what CRI does and how they can help you. You’ll also learn about options like student loan forgiveness,…
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Dealing with a defaulted student loan can be confusing, but you don’t have to figure it out alone. In this article, we’ll explain what the collections restart means for you. You’ll also learn about options like loan rehabilitation and loan consolidation, and how you can avoid serious consequences. Plus, we’ll show you important things to…