The “PopTalk” Blog: Making Sense of Student Loan Debt
Discover how debt works, your repayment options, and actionable tips.
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Should You Quit the SAVE Plan Now?
The recent injunction against the Saving on a Valuable Education (SAVE) plan has left millions of federal student loan borrowers uncertain about their repayment strategies. This article aims to guide those enrolled in the SAVE plan through their current options, focusing on loan forgiveness, repayment options, interest accrual, and the decision between remaining on forbearance…
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SAVE Forgiveness Blocked: What to Do Right Now
A Court Ruling Pauses the SAVE Plan for Millions of Borrowers Seven months after a federal court first blocked the SAVE Plan, the 8th Circuit Court of Appeals has upheld the injunction. This means the case will return to the lower courts, where arguments about the President’s authority to create new income-driven repayment plans will…
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Urgent Warning: Your Student Loan Bill Is About to Skyrocket
Many student loan borrowers may soon pay more each month. For some, payments could even go up by hundreds of dollars. Changes in interest rates, repayment plans, and government rules are causing this shift. If you have student loans, knowing what is happening and how to prepare is the key to your success. Why Are…
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Why Trump’s Student Loan Changes Should Worry You
With changes happening in government policies, many students are wondering how President Trump and the Republican Party will affect federal student loans. Here’s what you need to know in simple terms. Freeze on Federal Student Loans Recently, President Trump ordered a freeze on federal student loans and grants. This freeze temporarily stopped some federal aid…
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Are Student Loans Forgiven After 20 Years?
If you’re struggling with student loans, you’re not alone. Many people ask if student loans are forgiven after 20 years.” The answer is… it depends! Let’s break it down into simple terms so you know what’s possible and whether this could apply to you. What Does Student Loan Forgiveness After 20 Years Mean? Making 20…
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Student Loan Consolidation and Forgiveness: How to Maximize Your Benefits
Student loan debt affects millions of Americans, with over 43 million borrowers owing a collective $1.77 trillion as of 2023. Managing this debt can feel daunting, but programs for student loan consolidation and forgiveness offer a way to simplify payments and, in some cases, reduce or eliminate a portion of your debt. In this guide,…
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Federal vs. Private Loan Consolidation: What You Must Know First
Managing multiple student loans can feel overwhelming, especially when juggling different interest rates and repayment terms. Consolidating your loans can simplify the process, but it’s essential to understand the two main options: federal student loan consolidation and private loan consolidation. Each option offers distinct benefits and considerations, and choosing the right path depends on your…
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The Best Way to Consolidate Student Loans: A Complete Guide
For many borrowers trying to find student loan consolidation, managing multiple student loans with varying interest rates and payment schedules can feel overwhelming. One effective solution to simplify your finances and potentially reduce costs is student loan debt consolidation. In this guide, we’ll explore the best way to consolidate student loans, the differences between federal…
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What Is Student Loan Consolidation? Everything You Need to Know
Managing multiple student loans can feel stressful. Different due dates, interest rates, and lenders can make repayment hard to handle. Student loan consolidation can make things easier. But what is it, and how does it work? Let’s take a closer look. What Is Student Loan Consolidation? Student loan consolidation means combining several loans into one.…
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The Student Loan Conundrum: Can Bankruptcy Be Your Get-Out-of-Debt Card?
Picture this: you’re sipping your overpriced coffee, scrolling through memes about the “Millennial Dream” (aka finally owning a home). Then, BAM—your student loan debt balance pops into your mind. If you’ve ever thought, “Can I just declare bankruptcy and start fresh?” let’s dive in. A Brief History of Student Loans and Bankruptcy Before 1976, student…